This is a brief listing of our products. Citizens Bank invites you to come in and visit us. You may pickup one of our Disclosure Booklets which will list in detail all of our products, fees and requirements.

PASSBOOK SAVINGS

Minimum Opening Deposit .......................................................... $100.00
Interest credited ....................................................................... Quarterly
Interest Computation Method ........................................ Daily Balance
Interest will be compounded ................................................... Quarterly
Interest will not be paid if balance falls below .......................... $200.00

See our Disclosure Booklet for more information.

CHRISTMAS CLUB ACCOUNTS

Minimum Deposit to Open Account .............................................. $2.00

See our Disclosure Booklet for more information.