This is a brief listing of our products. Citizens Bank invites you to come in and visit us. You may pickup one of our Disclosure Booklets which will list in detail all of our products, fees and requirements.

CERTIFICATES OF DEPOSIT

All certificates of deposit require a minimum opening deposit of $500.00.
Minimum to obtain APY ............................................................ $500.00

See our Disclosure Booklet for more information.

Traditional Retirement Accounts, Simple Retirement Accounts, Simplified Employee Pension, ROTH, and Coverdell Accounts are available. Please contact our new accounts customer service representatives and/or your tax professional for assistance in determining which account best suits your needs.

INDIVIDUAL RETIREMENT ACCOUNTS

PASSBOOK IRA
Minimum Opening Deposit ......................................................... $250.00
Interest Computation Method .......................................... Daily Balance
Interest will be compounded .................................................... Quarterly
Interest will be credited ............................................................ Quarterly

See our Disclosure Booklet for more information.

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CERTIFICATE IRA

Minimum Opening Deposit ......................................................... $250.00
Interest Computation Method .......................................... Daily Balance
Interest will be compounded .................................................... Quarterly
Interest will be credited ............................................................ Quarterly

See our Disclosure Booklet for more information

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